Acceptable Use Policy

Last updated: May 2, 2026

1. Prohibited Activities

You agree not to use Fincent Services for any unlawful, fraudulent, or malicious purposes. Prohibited activities include, but are not limited to:

• Money laundering or terrorist financing.

• Operating unlicensed money transmission businesses.

• Purchasing illegal goods, narcotics, or counterfeit materials.

• Attempting to hack, bypass security measures, or disrupt the performance of our API and infrastructure.

2. Fair Usage

While we offer unlimited virtual cards and zero-fee transactions on premium tiers, these features are subject to a fair usage policy. Fincent reserves the right to limit or restrict accounts that exhibit automated, bot-like, or commercially exploitative behavior outside the scope of normal personal finance usage.